New Scheme of Modi Government! Get ₹15000 for free, Loan of ₹3 lakh at 5% Interest – PM Vishwakarma Yojana 2024

PM Vishwakarma Yojana 2024: Prime Minister Narendra Modi has completed his second tenure and the Lok Sabha elections 2024 date has been declared. The prime minister has announced a very beneficial scheme in his second tenure of prime ministership for hand workers and all traditional workers in India. The PM Vishwakarma Yojana 2024 is providing RS 3 lakh rupees loan amount to the beneficiaries with only 5% annual interest rate. If you are also eligible for this scheme then you can apply for low interest rates personal loan under PM Vishwakarma Yojana 2024. Today we will discuss with you the application procedure of PM Vishwakarma Loan Scheme 2024, the application procedure of the Vishwakarma loan, important documents, and other features of PM Vishwakarma Yojana 2024 which will help you to complete your financial needs immediately.

The central government started the Pradhanmantri Vishwakarma Yojana in September 2023. The PM Vishwakarma Yojana 2024 is focusing on enabling handicraft workers and skill-based workers in India to promote their businesses through their skills. The PM Vishwakarma Yojana 2024 is providing specific latest training on using tools and new techniques related to their field. There are a total of 18 works selected under this scheme including carpenters, boat makers, artists, barbers, and other handicraft workers who are using traditional tools to create handicraft items. These all beneficiaries can apply for Pradhanmantri Vishwakarma Scheme 2024 where they will not only get a personal loan to start their business but will also get skill training for using new and advance tools and will also get financial assistance to purchase a tool kit.

PM Vishwakarma Yojana 2024

The PM Vishwakarma Loan Yojana 2024 is offering up to 3 lakh rupees loan amount to the eligible beneficiaries without depositing any security such as property documents, jewelry, etc. firstly beneficiaries will get rs 1 lakh rupees loan amount for a maximum of 18 months of EMI, you repay the whole amount within the time duration you will able to apply for next 2 lakh rupees loan which can be submitted in upcoming next 30 months. While other banks are charging 12% to 18% interest on business loans but Vishwakarma scheme is providing loan amounts for only 5% interest rates annually.

Apart from the 3 lakh loan amount, beneficiaries will also be able to get 15000 financial assistance to purchase and prepare a toolkit for their handicraft work. The government will also establish training centers and skill centers for registered candidates where the government will spend 500 rupees per day for the training purpose of the beneficiaries. So it is a good chance for citizens in India who want to get personal loans for their businesses.

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PM Vishwakarma Yojana Eligibility 2024

  • Only Indian citizens are eligible to apply for PM Vishwakarma Yojana personal loan 2024.
  • The minimum age of the applicant should be more than 18 years old
  • Applicants should be engaged in any artists or handicraft work in their family which is mentioned in a total of 18 works under the Vishwakarma scheme.
  • Only self-employed persons can apply for belong to the unrecorded sector.
  • You should not have applied for any other center Government or State Government business loan scheme such as a mudra loan, MSME loan, etc in the last 5 years.
  • Only one person in a family will get benefit of this PM Vishwakarma Yojana 2024 where family is defined as husband wife and their unmarried children.
  • All the employees with the Central Government and state government are not eligible to apply for the Vishwakarma loan scheme 2024.
  • The beneficiary should registered on the Vishwakarma portal.

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PM Vishwakarma Yojana Apply Online 2024

If you are registered with Vishwakarma website then you can apply for Vishwakarma loan at any bank where you have saving account or any other type of account. Firstly you have to visit your nearest branch and after that ask the Vishwakarma loan application form 2024, after that you have to fill your all the details manually and attach photocopies of the documents with it and after that submit it to the bank manager. The bank will verify your all the documents and allowed the PM Vishwakarma Yojana 2024 loan amount in your bank account or can also provide the amount as cash according to your need. 

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